> ## Documentation Index
> Fetch the complete documentation index at: https://docs.venlyfinance.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get a pay-in session

> Read one fiat-to-crypto pay-in session.

<Warning>
  **Coming soon — not yet available.** Hosted pay-in sessions are documented ahead of launch. Until they're enabled for your company, creating one is refused with `400 no-suitable-provider`. To receive fiat today, use a [virtual bank account](/guides/finance/virtual-bank-accounts).
</Warning>

**Requires scope:** `manage:pay-in-sessions` — see [Required scopes](/getting-started/authentication#required-scopes-finance-api).

Returns a single pay-in session from persisted state. It advances only when the payment provider reports back, so polling this endpoint can only ever show you `PAYMENT_RECEIVED` as its happy-path end — settlement is tracked on the [pay-in](/api-reference/Finance-API/pay-ins/get-a-pay-in), signalled by `PAY_IN_SETTLED`.


## OpenAPI

````yaml api-reference/Finance-API-Specs.yaml GET /accounts/{accountId}/fiat-to-crypto/payment-sessions/{sessionId}
openapi: 3.1.0
info:
  title: Venly Finance API
  description: >
    REST API for the Venly Finance platform:

    - Party management (Individuals & Organisations)

    - Identity verification — hosted KYC/KYB links and Sumsub share-token
    forwarding

    - Account management with party association

    - Wallet balances & token allowances on supported chains

    - Virtual bank accounts for global pay-in (EUR SEPA, USD ACH/WIRE/RTP/SWIFT)

    - Fiat-to-crypto payment sessions (pay-in)

    - Bank pay-outs — beneficiary allow-listing, routes, and PULL/PUSH pay-outs

    - Account-to-account fiat & crypto transfers

    - EIP-2612 permits and allowances

    - Webhook registration for asynchronous event delivery


    ## Authentication


    All endpoints use OAuth2 client credentials. Obtain a token first, then
    include it in every request:


    **Step 1 — Get a token:**

    ```bash

    curl -X POST
    https://login.venly.io/auth/realms/VenlyFinance/protocol/openid-connect/token
    \
      -H "Content-Type: application/x-www-form-urlencoded" \
      -d "grant_type=client_credentials&client_id={CLIENT_ID}&client_secret={CLIENT_SECRET}"
    ```


    **Step 2 — Use the token:**

    ```

    Authorization: Bearer {access_token}

    ```


    Tokens expire after **5 minutes**. Implement refresh logic in your client.


    ## Selecting a tenant


    A token that grants more than one tenant must say which one each request is
    for, in the

    `x-tenant-id` header. With a single-tenant token, omit it. Any value you
    send must exactly match a

    tenant the token grants; a missing, malformed or foreign value is answered
    with a generic

    `403 forbidden` that reveals nothing about which tenants exist. Send the
    header at most once.


    ## Request correlation


    Every response — including `401` and `403` — carries an `X-Correlation-Id`
    header identifying the

    operation in our logs. Quote it in a support request. You may supply your
    own, as

    `X-Correlation-Id` or (as a fallback) `X-Request-Id`, matching
    `^[A-Za-z0-9_.:-]{1,64}$`. A value

    outside that shape is replaced with a generated one rather than rejected.
  version: 1.10.0
  contact:
    name: Venly Support
    email: support@venly.io
    url: https://docs.venlyfinance.com
  license:
    name: Proprietary
  x-logo:
    url: https://venlyfinance.com/logo.png
  x-security-contact: security@venly.io
servers:
  - url: https://api.venlyfinance.com/v1
    description: Production
  - url: https://api-staging.venlyfinance.com/v1
    description: Staging
security:
  - OAuth2: []
tags:
  - name: Parties
    description: Party management (Individuals & Organisations)
  - name: Accounts
    description: Account management, party-role associations
  - name: Wallets
    description: Blockchain wallet balances
  - name: Virtual Bank Accounts
    description: Virtual bank account payment references for global payments
  - name: Fiat-to-crypto Payment Sessions
    description: >-
      Hosted fiat-to-crypto pay-in sessions. **Coming soon** — not yet enabled;
      use a virtual bank account to receive fiat today.
  - name: Payout Bank Accounts
    description: Allow-listing beneficiary bank accounts as pay-out destinations
  - name: Payout Routes
    description: >-
      Account-scoped routes pairing a beneficiary bank account with a crypto
      deposit asset
  - name: Payouts
    description: Crypto-to-fiat pay-outs over a registered route
  - name: Transfers
    description: Fiat and crypto transfer operations between accounts
  - name: Permits
    description: EIP-712 permit signature management for token approvals
  - name: Supported Assets
    description: >-
      Discover which chains and assets your tenant can settle in, and whether an
      account can use them yet.
  - name: Allowances
    description: Token allowance management for wallets
  - name: Webhooks
    description: Webhook registration, delivery testing and delivery history
  - name: Pay-Ins
    description: >-
      The pay-in ledger — every fiat credit that settled (or failed to settle)
      into an account wallet
  - name: Billing
    description: The invoices Venly has issued to your company
  - name: API Credentials
    description: Self-service management of your company's OAuth client credentials
  - name: Company
    description: Your own company profile
paths:
  /accounts/{accountId}/fiat-to-crypto/payment-sessions/{sessionId}:
    parameters:
      - $ref: '#/components/parameters/TenantId'
    get:
      tags:
        - Fiat-to-crypto Payment Sessions
      summary: Get a pay-in session
      description: >
        **Requires scope:** `manage:pay-in-sessions`


        Returns a single fiat-to-crypto pay-in session belonging to the account.
        The endpoint returns

        persisted state and never calls the payment provider, so the session
        advances only when the

        provider reports back.


        **A pay-in session is an initiation-only record.** It tracks the fiat
        payment being initiated,

        not its settlement: on the happy path it terminates at
        `PAYMENT_RECEIVED` and never advances

        further. Conversion and the crypto deposit are tracked separately as a

        [pay-in](/api-reference/Finance-API/pay-ins/list-pay-ins) — do not poll
        this endpoint waiting

        for a "completed" status; there is none.
      operationId: getPayInSession
      parameters:
        - $ref: '#/components/parameters/AccountId'
        - $ref: '#/components/parameters/SessionId'
      responses:
        '200':
          description: The pay-in session
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/SinglePaymentSessionResponse'
              example:
                success: true
                result:
                  id: 5e6f7081-92a3-4b4c-8d5e-6f708192a3b4
                  accountId: b2a1f0e9-8c7d-4e3a-9f21-0a1b2c3d4e5f
                  status: PAYMENT_RECEIVED
                  inAmount: 100
                  inCurrency: EUR
                  outCryptocurrency: USDC
                  paymentUrl: https://pay.example.com/session/5e6f708192a3b4c8
                  externalRef: order-67890
                  walletId: 9f8e7d6c-5b4a-4938-8271-6a5b4c3d2e1f
                  blockchainTxId: null
                  cancellable: false
                  expiresAt: '2026-01-15T10:30:00Z'
                  metadata:
                    orderId: '67890'
                  idempotencyKey: 3fa85f64-5717-4562-b3fc-2c963f66afa6
                  createdAt: '2026-01-15T09:30:00Z'
                  updatedAt: '2026-01-15T09:41:12Z'
        '400':
          description: '`invalid-parameter` — malformed `accountId` or `sessionId`'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '403':
          $ref: '#/components/responses/Forbidden'
        '404':
          description: >-
            The account was not found or is not yours, or the session does not
            exist on that account.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '500':
          $ref: '#/components/responses/InternalServerError'
components:
  parameters:
    TenantId:
      name: x-tenant-id
      in: header
      required: false
      description: >
        Which tenant the request is scoped to, among those your token grants.
        Omit it when the token

        grants exactly one tenant; it is **required** when the token grants more
        than one. A supplied

        value must exactly match a tenant the token grants.


        Absent when required, blank, malformed, or naming a tenant the token
        does not grant — each gets

        the same generic `403 forbidden`, which reveals neither whether a tenant
        exists nor which ones

        you may use. Send the header once: a repeated header is rejected the
        same way.
      schema:
        type: string
        format: uuid
        example: 3fa85f64-5717-4562-b3fc-2c963f66afa6
    AccountId:
      name: accountId
      in: path
      required: true
      description: Unique account identifier
      schema:
        type: string
        format: uuid
      example: b2a1f0e9-8c7d-4e3a-9f21-0a1b2c3d4e5f
    SessionId:
      name: sessionId
      in: path
      required: true
      description: Unique pay-in session identifier
      schema:
        type: string
        format: uuid
      example: 5e6f7081-92a3-4b4c-8d5e-6f708192a3b4
  schemas:
    SinglePaymentSessionResponse:
      allOf:
        - $ref: '#/components/schemas/BaseResponse'
        - type: object
          properties:
            result:
              $ref: '#/components/schemas/PaymentSession'
    ErrorResponse:
      type: object
      description: Error response wrapper
      properties:
        success:
          type: boolean
          description: Always false for error responses
          example: false
        errors:
          type: array
          description: List of errors that occurred
          items:
            $ref: '#/components/schemas/ErrorBody'
        result:
          type: object
          nullable: true
          description: Null or omitted when success is false
    BaseResponse:
      type: object
      properties:
        success:
          type: boolean
          description: Indicates whether the request was successful
    PaymentSession:
      type: object
      properties:
        id:
          type: string
          format: uuid
        accountId:
          type: string
          format: uuid
        status:
          $ref: '#/components/schemas/PaymentSessionStatus'
        inAmount:
          type: number
          description: Fiat amount to be paid in
        inCurrency:
          type: string
          description: Fiat currency of the incoming payment
        outCryptocurrency:
          type: string
          description: Cryptocurrency the incoming fiat is converted to
        paymentUrl:
          type: string
          format: uri
          description: Hosted URL to redirect the payer to
        externalRef:
          type: string
        walletId:
          type: string
          format: uuid
        blockchainTxId:
          type: string
          nullable: true
        cancellable:
          type: boolean
        expiresAt:
          type: string
          format: date-time
        metadata:
          type: object
          additionalProperties:
            type: string
        idempotencyKey:
          type: string
          format: uuid
        createdAt:
          type: string
          format: date-time
        updatedAt:
          type: string
          format: date-time
    ErrorBody:
      type: object
      description: Individual error details
      properties:
        code:
          type: string
          description: Machine-readable error code
          example: invalid-request
        message:
          type: string
          description: Human-readable error message
          example: The request contains invalid parameters.
    PaymentSessionStatus:
      type: string
      description: >
        Status of a fiat-to-crypto pay-in session. A session is an
        **initiation-only** record: it tracks

        the fiat payment being initiated, not its settlement. On the happy path
        it terminates at

        `PAYMENT_RECEIVED`; conversion and the crypto credit are tracked as a

        [pay-in](/api-reference/Finance-API/pay-ins/list-pay-ins). There is
        deliberately no "completed"

        value — `CONVERTING`, `MINTING` and `COMPLETED` were removed in 1.8.0.

        - `CREATED` — persisted, not yet handed to the provider

        - `PENDING_PAYMENT` — awaiting the payer to complete the fiat payment

        - `PAYMENT_RECEIVED` — fiat payment confirmed. **Terminal on the happy
        path**

        - `FAILED` — the session could not be initiated or the payment failed

        - `EXPIRED` — the session passed `expiresAt` unpaid

        - `CANCELLED` — cancelled before payment

        - `REFUNDING` — a refund of the received fiat is in progress

        - `REFUNDED` — the received fiat was refunded
      enum:
        - CREATED
        - PENDING_PAYMENT
        - PAYMENT_RECEIVED
        - FAILED
        - EXPIRED
        - CANCELLED
        - REFUNDING
        - REFUNDED
  responses:
    Unauthorized:
      description: Authentication required or failed (401)
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            success: false
            errors:
              - code: unauthenticated
                message: Please authenticate to perform this action.
    Forbidden:
      description: Caller lacks the required authority/role (403)
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            success: false
            errors:
              - code: forbidden
                message: You do not have permission to access this resource.
    InternalServerError:
      description: Unexpected server error (500)
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ErrorResponse'
          example:
            success: false
            errors:
              - code: internal-error
                message: An unexpected error occurred. Please try again later.
  securitySchemes:
    OAuth2:
      type: oauth2
      description: >
        OAuth2 client credentials flow. Token endpoints:

        - Staging:
        https://login-staging.venly.io/auth/realms/VenlyFinance/protocol/openid-connect/token

        - Production:
        https://login.venly.io/auth/realms/VenlyFinance/protocol/openid-connect/token
      flows:
        clientCredentials:
          tokenUrl: >-
            https://login-staging.venly.io/auth/realms/VenlyFinance/protocol/openid-connect/token
          scopes: {}

````

This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.